OUR SERVICES
We want to help you develop wealth strategies that enhance your lifestyle according to your present needs, show you how to reduce tax burdens for retirement, and build a banking blueprint that puts you more in control of your financial future.
Book an appointment with our Certified Living Benefits Professionals today.
01
ASSET PROTECTION & FINANCIAL EDUCATION
02
LIFE INSURANCE
WITH LIVING BENEFITS
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03
SAVING & RETIREMENT STRATEGIES
04
CAREER & BUSINESS OPPORTUNITY
Term Life
Ideal for
Short-term solutions
Premiums
Level
Tax-deferred cash value accumulation
No
Policy loans allowed
No
Cash withdrawals allowed
No
Whole life
Ideal for
Short-term solutions
Long-term solutions
Premiums
Level
Tax-deferred cash value accumulation
Yes
Policy loans allowed
Yes
Cash withdrawals allowed
Yes
(based on potential dividends on some products)
Universal life
Ideal for
Short-term solutions
Long-term solutions
Premiums
Flexible
Tax-deferred cash value accumulation
Yes
Policy loans allowed
Yes
Cash withdrawals allowed
Yes
“Life insurance with living benefits has impacted my family’s life financially in a major way. Since I was the main provider for the family, My wife and I knew life insurance was important to have, but didn’t know much about it. When we took time to learn about life insurance with living benefits, we knew we were making the right decision. Thankfully we made the decision when we did, because four months after I received my policy, I got into a car accident. I fractured my pelvis, dislocated my femur and was out of work for about seven months without pay. Living benefits allowed me to accelerate $60,000 tax free from my death benefit IN LIFE. If it wasn’t for living benefits, that accident would have impacted our family in a different way financially.”
DAVID GARCIA, Living Benefits Recipient
WHAT IS THE PROCESS FOR GETTING A LIFE INSURANCE POLICY OR ANNUITY?
When you work with a financial professional, you can expect:
discovery
During your initial meeting, your financial professional will ask you questions to understand your financial goals and objectives.
educate
After understanding your entire financial picture, your financial professional will provide you with suggestions to fill in the gaps so you can choose the best products suited for your situation.
Recommend
If you're satisfied with their recommendations, we will work with you to secure the products and services to help ensure your financial future. This may or may not require a medical exam.
impact
Your financial professional will work with you over time through periodic reviews to help you monitor the strategies in place, and their capacity to continually meet your financial goals. We wish to provide you an experience that will empower your financial future.
OUR TEAM
INTEGRITY FIRST
SERVICE BEFORE SELF
BE THE CHANGE
We recognize the significance of offering peace of mind as you select a team of experts to serve you and your loved ones. Our culture is centered on creating an exceptional experience, and we approach every family we encounter as if they were our own. Join us and be part of a team that values your well-being and treats you like family.
excellence in all we do
